Michele Ballard

Loan Officer

Contact Information:
1187 Old Hickory Blvd, Suite 100
Brentwood, TN 37167

Office: 615.220.1300
Cell: 615.330.3885
Fax: 615-309-2927
Email: michele.ballard@magnabank.com
NMLS# 771227

I am native Tennessean and after working in the fields of sports marketing and athlete representation, I began my career as a Loan Officer in 2005. I am proud to be on the Magna Bank team, with a support staff second to none! Magna is recognized as one of the most respected lenders in the Mid-South and we take pride in our commitment to the real estate industry.

My job is to make your home buying process as seamless as possible. Your purchase or refinance is more than just a single transaction to me. It represents an opportunity for me to earn your trust so that you will feel comfortable with referring your friends and family in the future.

As a Magna Loan Officer, I specialize in conventional, FHA, and VA loans as well as Rural Development, THDA, HomePath, and 203K loans for both primary residences and investment properties. I hope you will give me the opportunity to provide you with a superior level of service and personalized care on the next mortgage transaction.

Experience and Recognition:

Rutherford County Chamber of Commerce
Make-a-Wish foundation of Middle Tennessee – Volunteer
Junior League of Nashville
THDA News - see below:

"A recent Tennessee Housing Development Agency (THDA) news release features Michele Ballard in its discussion of the newest tool in the state’s foreclosure prevention initiative. The release discusses the new THDA "Great Save" refinancing product that allows homeowners to refinance adjustable rate mortgages (ARM), within certain guidelines, to a fixed rate. According to guidelines from Congress, the household must be facing a "financial hardship" to be eligible. These hardships can include a pre-payment penalty of $1,000, an involuntary reduction of household income of at least 5%, or the lifetime capped interest rate of the ARM be more than 2% more than the THDA’s Great Save rate. The article goes on to tell how the product was just what one of Michele’s customers needed to be able to stay in their home. Ballard states, "We learned about the Great Save mortgage when it was in the draft stage at THDA. We were ready to seek out potential borrowers as soon as THDA’s board approved the details." Now, Ballard is ready to "save" any of her customers who might need saving."

Testimonials:

“My husband and I worked with Michele Ballard when we purchased our home in April of 2010. She not only encouraged us to shop rates, but beat everything else out there. Her service was flawless and she took all of the worry out of the loan process. Michele was fabulous to with with and I would highly recommend her!” Christin Lamberth

“I would like to thank you, Michele for the wonderful service that you provided to me during this process. This is my third property and by far the easiest I have been through. I appreciate all the prompt responses and answers to all my questions.” John J. Botteicher

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